# Purpose
They are used to group together insurance policies with similar renewal dates or common tasks. They can be assigned by the system, manager, or end user.

## Default Renewal Group and Client Renewal Date
The renewal date field for this renewal group will be the `renewalDate` for the client. If the client doesn't have any renewal groups and only has a single policy then the renewal date of that policy will be used. If neither of these scenario's fit then the client does not have a renewal date and one must be assigned by a team member

## New Client
When a client first appears in the system (they would've been synced from AMS360) they will need to be assigned a `renewalDate` and a `claimsAdvocate`. At this time the manager/admin will be able to view any policies (their respective renewal dates) - and see system generated recommendations for Renewal Group and Renewal Date. They can accept the recommendations and assign an advocate, or modify any part. This would include not making a renewal group, manually setting a Renewal Date - or adding any client, or policy specific notes.