diff --git a/lib/types/pipeline.ts b/lib/types/pipeline.ts
index 675152e..eabf576 100644
--- a/lib/types/pipeline.ts
+++ b/lib/types/pipeline.ts
@@ -44,6 +44,7 @@ export interface NotificationChannel {
   channel_type: ChannelType;
   config: Record<string, any>;
   is_active: boolean;
+  owner_user_id: string | null;
   created_at: Date;
   updated_at: Date;
 }
@@ -169,3 +170,25 @@ export interface NotificationChannelInput {
   config: Record<string, any>;
   is_active?: boolean;
 }
+
+// ============================================================================
+// Phase 9 — Event taxonomy + user subscriptions
+// ============================================================================
+
+export interface NotifyEventKey {
+  key: string;
+  display_label: string;
+  description: string | null;
+  sort_order: number;
+  is_active: boolean;
+  created_at: Date;
+  updated_at: Date;
+}
+
+export interface UserEventSubscription {
+  user_id: string;
+  event_key: string;
+  channel_type: ChannelType;
+  enabled: boolean;
+  updated_at: Date;
+}
diff --git a/migrations/085_personal_notification_channels.sql b/migrations/085_personal_notification_channels.sql
new file mode 100644
index 0000000..75bdea2
--- /dev/null
+++ b/migrations/085_personal_notification_channels.sql
@@ -0,0 +1,31 @@
+-- =============================================================================
+-- Personal notification channels (Phase 9 — CHAN-01)
+-- =============================================================================
+-- Adds owner_user_id to notification_channels so a row can be either:
+--   - Global (owner_user_id IS NULL)         — existing rows, admin-managed
+--   - Personal (owner_user_id = "user".id)   — created via /api/me/channels
+--
+-- Cascade delete: removing a Better Auth user removes their personal channels.
+--
+-- Defense-in-depth: a partial unique index enforces one-personal-channel-per-
+-- type-per-user at the DB layer (D-02 / CHAN-02). The API-layer WITH-CTE UPSERT
+-- in Plan 02 still has a small race window for concurrent saves; this index
+-- closes that gap. The WHERE clause keeps existing global rows (NULL owner)
+-- exempt — multiple global rows of the same type can still coexist.
+-- =============================================================================
+
+ALTER TABLE notification_channels
+  ADD COLUMN IF NOT EXISTS owner_user_id TEXT
+    REFERENCES "user"(id) ON DELETE CASCADE;
+
+CREATE INDEX IF NOT EXISTS idx_notification_channels_owner
+  ON notification_channels(owner_user_id, channel_type)
+  WHERE owner_user_id IS NOT NULL;
+
+-- One personal channel per (owner, type). Globals (NULL owner) unaffected.
+CREATE UNIQUE INDEX IF NOT EXISTS notification_channels_owner_user_id_channel_type_uniq
+  ON notification_channels (owner_user_id, channel_type)
+  WHERE owner_user_id IS NOT NULL;
+
+COMMENT ON COLUMN notification_channels.owner_user_id IS
+  'Personal channel owner. NULL = global channel (admin-managed). NOT NULL = personal channel reachable only by the owner and admins.';
diff --git a/migrations/086_notify_event_keys_and_subscriptions.sql b/migrations/086_notify_event_keys_and_subscriptions.sql
new file mode 100644
index 0000000..5b933f2
--- /dev/null
+++ b/migrations/086_notify_event_keys_and_subscriptions.sql
@@ -0,0 +1,46 @@
+-- =============================================================================
+-- Notify event taxonomy + per-user subscriptions (Phase 9 — SUB-01, SUB-02)
+-- =============================================================================
+-- notify_event_keys: humanization layer for the event keys that appear in
+--   pipeline_steps.config->'route_to_user'->>'event_key'. Admin-managed at
+--   /admin/workflow/event-keys. NOT a gate — keys not in this table are
+--   still routable; they just render with the raw key as their label.
+--
+-- user_event_subscriptions: opt-out matrix per (user, event_key, channel_type).
+--   Row absence = enabled (D-15 default-enabled / opt-out).
+-- =============================================================================
+
+CREATE TABLE IF NOT EXISTS notify_event_keys (
+  key TEXT PRIMARY KEY,
+  display_label TEXT NOT NULL,
+  description TEXT,
+  sort_order INTEGER NOT NULL DEFAULT 0,
+  is_active BOOLEAN NOT NULL DEFAULT true,
+  created_at TIMESTAMP NOT NULL DEFAULT NOW(),
+  updated_at TIMESTAMP NOT NULL DEFAULT NOW()
+);
+
+CREATE INDEX IF NOT EXISTS idx_notify_event_keys_active
+  ON notify_event_keys(is_active, sort_order, key);
+
+CREATE TABLE IF NOT EXISTS user_event_subscriptions (
+  user_id      TEXT        NOT NULL REFERENCES "user"(id) ON DELETE CASCADE,
+  event_key    TEXT        NOT NULL,
+  channel_type VARCHAR(20) NOT NULL,
+  enabled      BOOLEAN     NOT NULL DEFAULT true,
+  updated_at   TIMESTAMP   NOT NULL DEFAULT NOW(),
+  PRIMARY KEY (user_id, event_key, channel_type)
+);
+
+CREATE INDEX IF NOT EXISTS idx_user_event_subs_user
+  ON user_event_subscriptions(user_id);
+
+COMMENT ON TABLE notify_event_keys IS
+  'Humanization layer for event keys used in notify-step route_to_user blocks. Admins curate display_label/description/sort. Not a gate — unknown keys are still routable.';
+COMMENT ON TABLE user_event_subscriptions IS
+  'Opt-out matrix. Row absence = enabled. Composite PK enforces one row per (user, event_key, channel_type).';
+
+-- Seed an example row so the admin UI is not empty on first run.
+INSERT INTO notify_event_keys (key, display_label, description, sort_order, is_active)
+VALUES ('ticket_assigned_to_me', 'Ticket assigned to me', 'Fires when an Autotask ticket is assigned to your resource.', 10, true)
+ON CONFLICT (key) DO NOTHING;